Can anything charge me on its own?

Can anything charge me on its own?

What a payment approval covers, and how to stop paying for something.

01Only what you approved

Every single Akahu payment is approved by you, at your own bank, for that exact amount and payee. Where Pay now is offered, you can also approve an enduring payment consent once: it names one business, a per payment limit and a monthly limit, and only charges inside those limits can happen without a fresh approval. Every payment consent you hold is listed under the Akahu tab here.

02Stopping payments

A single payment you have not approved goes nowhere: close the bank page and nothing moves. An enduring payment consent is yours to end at any time. Under the Akahu tab, Revoke stops Able charging it, and Disconnect bank ends Able’s access to your bank at Akahu. You can also withdraw it at my.akahu.nz or at your bank.

With no payment consent in place, paying again always means approving again.

03What happens next

A membership or subscription you stop paying for can no longer collect its renewal, so it may lapse or be cancelled by the organisation. Declining a payment is a decision about the service, not just the payment.

Related articles

What do Purchases show?Everything you pay for, aggregated across every organisation.Akahu: how bank payments work on AbleWhat paying through Akahu does, exactly what we can see, and how it ends.Why am I asked to confirm my sign-in again?Money, consent and irreversible organisation actions require a recent verification.How do I cancel my subscription?Cancelling keeps access until the end of the paid period.
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